Holding Title

Title Chinese

The home buying process is, by its very nature, a complex transaction. Title Insurance is an important part of the real estate transaction since it insures you that all liens placed against the prior owners of the property, or documents that will restrict your use of the property, have been fully disclosed to you.

A Preliminary Title Report provides you with an opportunity to review any impediments that would prevent clear title from passing to you.

When reviewing a Preliminary Title Report, it is important to check the extent of the ownership rights or interest you will be acquiring. The most common form of ownership interest is ‘fee simple’ or ‘fee,’ which is also the highest form of interest an owner can have in real estate. Liens, restrictions, and interests of others will be listed numerically as exceptions in the report.

You may also have to consider interests of third parties, such as easements granted by prior owners, which limit use of the property. Some buyers attempt to clear these unwanted items prior to purchase. A list of standard exceptions and exclusions not covered by the title insurance policy is also attached. This section includes items the buyer may want to investigate further, such as laws governing building and zoning.

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CURRENTLY PENDING

4165 De Mille Dr, San Jose, CA 95117

1737 Whispering Willow Pl, San Jose, CA 95125

878 Garland Dr, Palo Alto, CA 94303

 

Currently Sold

545 Sierra Ave, Mountain View, CA 94041

167 S San Antonio Rd, Los Altos, CA 94022

Tel: (408) 674-4418
Calbre: 01371905

Email: yvonne@yvonneyanghomes.com

Currently Sold

6957 Queenswood Way, San Jose, CA 95120

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