If it feels like you’re seeing new construction signs everywhere in California, you’re not imagining it. Builders have been active — and that’s left many homeowners asking: “Are we heading for another housing bubble like 2008?” The short answer: No.  While it’s true that homebuilding activity has picked up in recent years, the numbers show something very different from what happened before the last crash. (Related read: Housing Market Predictions for 2025: When Will Prices Dr

After a hot few years, the 2025 housing market  is showing signs of cooling. Slower price growth, rising inventory in key regions, and slightly lower mortgage rates are giving buyers some breathing room. But experts say major price drops may still be out of reach—at least for now. Fed Rate Cuts and Mortgage Relief In October 2025, the Federal Reserve  made its second rate cut of the year , lowering the federal funds rate to 3.75%–4.00% . While mortgage rates have dipped to th

The U.S. housing market is still feeling the chill, with the number of homes changing hands dropping to the lowest level in three decades , according to a new Redfin report. Only 28 out of every 1,000 homes  were sold in the first nine months of the year — a clear sign that both buyers and sellers are holding back . Why It’s Happening Rate lock effect:  Many homeowners are keeping their low-rate mortgages (below 5%) and don’t want to sell and buy again at today’s higher rates

If there was one simple step that could help make your home sale a seamless process, wouldn't you want to know about it? There’s a lot that happens from the time your house goes under contract to closing day. And a few things still have to go right for the deal to go through. But here’s what a lot of sellers may not know. There's one part of the process where some homeowners are hitting a road bump that’s causing buyers to back out these days. But don’t worry. The majority of

The Federal Reserve’s recent decision to cut interest rates by a quarter point  is offering a glimmer of relief for the housing market. Mortgage rates have dropped again — averaging 6.17% for the week ending Oct. 30 , according to Freddie Mac. That’s the fourth straight week  of declines. While the Fed doesn’t directly control mortgage rates, its actions often influence them — especially adjustable-rate mortgages (ARMs) , which tend to react more quickly to rate changes. What

Consumer confidence stayed mostly steady this month, showing that most Americans feel the economy hasn’t changed much recently. While younger consumers are feeling slightly more optimistic, middle-aged and older consumers remain cautious—mainly because of ongoing concerns about inflation and high prices. According to the latest survey from the University of Michigan , year-ahead inflation expectations dipped slightly from 4.7% to 4.6% , while long-term inflation expectations

Mortgage rates have been the monster under the bed for a while. Every time they tick up, people flinch and say, “Maybe I’ll wait.” But here’s the twist. Waiting for that perfect 5-point-something rate could end up haunting your wallet later. The Magic Number According to the National Association of Realtors (NAR): “. . . a 30-year fixed rate mortgage of 6% would make the median-priced home affordable for about 5.5 million more households—including 1.6 million renters. If r

The housing market is finally cooling after years of wild swings. According to the latest S&P CoreLogic Case-Shiller Index , home prices across the U.S. grew just 1.5% year-over-year in August  — the slowest pace since 2023. And in 9 of the 20 biggest metro areas, prices are actually down. Where Prices Are Falling Most of the soft spots are in the South and West , including several big California metros — San Francisco, San Diego, Los Angeles, and even Seattle . These markets

Welcome to 2753 Ferrara Circle, San Jose, CA 95111  — a beautifully maintained modern home that perfectly blends style, comfort, and functionality. Built by Lennar in 2015, this 3-bedroom, 3.5-bath tri-level residence sits in the highly sought-after Astoria community , where convenience meets contemporary living. ✨ Designed for Today’s Lifestyle Step inside and discover a functional tri-level floor plan  that adapts to your needs: Entry Level:  A full bedroom and bathroom off

Affordability is still a big challenge in today’s housing market — and builders are responding. According to the latest National Association of Home Builders/Wells Fargo Housing Market Index , 38% of builders cut home prices in October , with an average price drop of 6% . That’s helping to close the gap between new and existing homes . Median new-home price:  $413,500 Median existing-home price:  $422,600 (as of August) This is unusual — new homes typically cost more , but to

If you’ve seen headlines or social posts calling for a housing crash, it’s easy to wonder if home values are about to take a hit. But here’s the simple truth. The data doesn’t point to a crash. It points to slow, continued growth . And sure, it’s going to vary by local area. Some markets will see prices rise more than others. And some may even see small, short-term declines. But the big picture is: home prices are expected to rise nationally, not fall, over the next 5 years.

If you paused your plans to move because of high rates or prices, it may finally be time to take a second look at your numbers. Affordability is improving in 39 of the top 50 markets, according to First American. And that’s the 5th straight month where buying a home has started to get a little bit easier. Let’s break this down into real dollars, so you can see the difference this could make for you (and your move). Monthly Payments Are Coming Down One of the clearest signs

After a couple of years where the housing market felt stuck in neutral, 2026 may be the year things shift back into gear. Expert forecasts show more people are expected to move – and that could open the door for you to do the same. More Homes Will Sell With all of the affordability challenges at play over the past few years, many would-be movers pressed pause. But that pause button isn’t going to last forever. There are always people who need to move. And experts think more

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