Buying in January Could Save You $23,000 — Here’s Why Bay Area Buyers Are Taking Advantage If you’ve been waiting for the right time to buy a home in the Bay Area, this might be your moment. Mortgage rates hovering near 6% are motivating buyers to jump back in — but January could offer an even bigger advantage. According to a LendingTree study, buyers who purchase a 1,500-square-foot home in January could save an average of $23,000  compared to those who buy in May. Why Jan

The Credit Score Myth That’s Holding Bay Area Homebuyers Back Think You Need Perfect Credit to Buy a Home? Think Again Many would-be Bay Area homebuyers aren’t waiting because they don’t want  to buy — they’re waiting because they think they can’t . One of the biggest misconceptions holding buyers back? Credit scores. According to a Bankrate survey , 42% of Americans believe you need excellent credit to qualify for a mortgage.  It’s no wonder “my credit isn’t good enough” is

How to Stretch Your Options, Not Your Budget Buying a home in the Bay Area can feel like navigating a maze—high prices, limited inventory, and tough competition. But one of the smartest moves you can make? Keeping a flexible wish list . Think of your wish list and your budget as the guardrails of your home search. When your budget is fixed, flexibility becomes your secret lever. Often, a small compromise on features can be the difference between feeling stuck and holding the

What Home Buyers Need to Know About California’s 2026 Housing Updates Buying a home in California is about to look a little different in 2026. New housing laws are creating more options, stronger safety standards, and smoother approval processes  for buyers across the state — especially in the Bay Area. Here are the key changes you should know before making your next move. 1. SB 79 – More Homes Near Transit The Abundant and Affordable Homes Near Transit Act  allows higher-den

Looking to find the best deal on a home in the Bay Area? Here’s the key: focus on homes that have been sitting on the market for a while. Homes that linger often come with motivated sellers who are more willing to negotiate—and that’s where savvy buyers are finding opportunities others overlook. Why This Works: Price Cuts Are Becoming More Common According to Realtor.com , about 1 in 5 homes nationwide (20.2%) have had at least one price drop this year . While the housing ma

As we wrap up the year, many Bay Area residents are reflecting on one of the biggest decisions they made — buying a home . And while 2025 has had its fair share of uncertainty in the economy and real estate market, those who took the leap are finding plenty to be thankful for. If you’ve been on the fence about whether it makes sense to buy right now, here’s what many recent homebuyers would tell you: Even in a changing market, taking the step toward homeownership is worth it.

Are You Stuck in the 'Wait and See' Trap? Many prospective buyers are currently holding their breath, waiting for mortgage rates  to dip just below 6%. The logic is simple: who wouldn't want a better rate? While seeking optimal home affordability  is smart, this "wait and see" approach is often based on a misunderstanding of the current housing market  dynamics. That small rate drop you’re hoping for might not save you as much as you think—and waiting for it could cost you fa

Mortgage rates have been the monster under the bed for a while. Every time they tick up, people flinch and say, “Maybe I’ll wait.” But here’s the twist. Waiting for that perfect 5-point-something rate could end up haunting your wallet later. The Magic Number According to the National Association of Realtors (NAR): “. . . a 30-year fixed rate mortgage of 6% would make the median-priced home affordable for about 5.5 million more households—including 1.6 million renters. If r

If you paused your plans to move because of high rates or prices, it may finally be time to take a second look at your numbers. Affordability is improving in 39 of the top 50 markets, according to First American. And that’s the 5th straight month where buying a home has started to get a little bit easier. Let’s break this down into real dollars, so you can see the difference this could make for you (and your move). Monthly Payments Are Coming Down One of the clearest signs

When it comes to buying a home, one of the biggest questions people ask is: “How much do I need for a down payment?” It’s an important...

You want mortgage rates to fall – and they've started to. But is it going to last? And how low will they go? Experts say there’s room for...

A recent survey from Bank of America asked would-be homebuyers what would help them feel better about making a move, and it’s no...

If you’re still worried about having to deal with a bidding war when you buy a home, you may be able to let some of that fear go. While...

If you tried to buy a home a few years ago, you probably still remember the frenzy. Homes were listed one day and gone the next....

Not every homebuyer wants the biggest house on the block. Some want something simpler, more affordable, and easier to maintain,...

Buying a home is exciting… until you start thinking about the down payment. That’s when the worry can set in. “I’ll never save enough.”...

According to   Fannie Mae , 90% of buyers don’t actually know what credit score lenders are looking for, or they overestimate the minimum...

Are you looking for better home prices, or even a lower mortgage rate? You might find both in one place: a newly built home. While many...

Over the past few years, affordability has been the biggest challenge for homebuyers. Between rapidly rising home prices and higher...

Buying your first home is a big milestone – and the right support is going to make it a whole lot easier. Because while this process...