If it feels like you’re seeing new construction signs everywhere in California, you’re not imagining it. Builders have been active — and that’s left many homeowners asking: “Are we heading for another housing bubble like 2008?” The short answer: No.  While it’s true that homebuilding activity has picked up in recent years, the numbers show something very different from what happened before the last crash. (Related read: Housing Market Predictions for 2025: When Will Prices Dr

If you’ve served in the U.S. military—or if your spouse has—you have access to one of the most powerful homebuying benefits available: the VA home loan . This unique program gives qualified Veterans and active-duty service members the opportunity to buy a home with no down payment , no private mortgage insurance (PMI), and often better loan terms than traditional mortgages. But here’s the surprising part: Nearly 70% of Veterans don’t even know they qualify for this benefit ,

After a hot few years, the 2025 housing market  is showing signs of cooling. Slower price growth, rising inventory in key regions, and slightly lower mortgage rates are giving buyers some breathing room. But experts say major price drops may still be out of reach—at least for now. Fed Rate Cuts and Mortgage Relief In October 2025, the Federal Reserve  made its second rate cut of the year , lowering the federal funds rate to 3.75%–4.00% . While mortgage rates have dipped to th

There’s been a lot of talk lately about how a government shutdown impacts the housing market. You might be wondering: Is it causing everything to grind to a halt? The short answer? No. The housing market doesn’t stop. It keeps moving. Homes are still being bought and sold, contracts are still being signed, and closings are still happening. The difference is that a few parts of the process may slow down a little, but overall, the market continues to function. Here’s What Typi

The U.S. housing market is still feeling the chill, with the number of homes changing hands dropping to the lowest level in three decades , according to a new Redfin report. Only 28 out of every 1,000 homes  were sold in the first nine months of the year — a clear sign that both buyers and sellers are holding back . Why It’s Happening Rate lock effect:  Many homeowners are keeping their low-rate mortgages (below 5%) and don’t want to sell and buy again at today’s higher rates

If there was one simple step that could help make your home sale a seamless process, wouldn't you want to know about it? There’s a lot that happens from the time your house goes under contract to closing day. And a few things still have to go right for the deal to go through. But here’s what a lot of sellers may not know. There's one part of the process where some homeowners are hitting a road bump that’s causing buyers to back out these days. But don’t worry. The majority of

The Federal Reserve’s recent decision to cut interest rates by a quarter point  is offering a glimmer of relief for the housing market. Mortgage rates have dropped again — averaging 6.17% for the week ending Oct. 30 , according to Freddie Mac. That’s the fourth straight week  of declines. While the Fed doesn’t directly control mortgage rates, its actions often influence them — especially adjustable-rate mortgages (ARMs) , which tend to react more quickly to rate changes. What

Consumer confidence stayed mostly steady this month, showing that most Americans feel the economy hasn’t changed much recently. While younger consumers are feeling slightly more optimistic, middle-aged and older consumers remain cautious—mainly because of ongoing concerns about inflation and high prices. According to the latest survey from the University of Michigan , year-ahead inflation expectations dipped slightly from 4.7% to 4.6% , while long-term inflation expectations

Mortgage rates have been the monster under the bed for a while. Every time they tick up, people flinch and say, “Maybe I’ll wait.” But here’s the twist. Waiting for that perfect 5-point-something rate could end up haunting your wallet later. The Magic Number According to the National Association of Realtors (NAR): “. . . a 30-year fixed rate mortgage of 6% would make the median-priced home affordable for about 5.5 million more households—including 1.6 million renters. If r