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Still Waters, Steady Heart ā My 22nd Year as a Bay Area Real Estate Agent
My 22nd Year as a Bay Area Real Estate Agent This year, the RealTrends Ā national rankings were releasedāan industry-recognized list...
Yvonne Yang


REALTRENDS HONOREE - YVONNE YANG
Exciting News: Yvonne Yang Recognized as a Top Real Estate Agent by RealTrends
Yvonne Yang
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Lower Mortgage Rates Spark Interest in ARMs, Giving Borrowers Breathing Room
The Federal Reserveās recent decision to cut interest rates by a quarter point Ā is offering a glimmer of relief for the housing market. Mortgage rates have dropped again ā averaging 6.17% for the week ending Oct. 30 , according to Freddie Mac. Thatās the fourth straight week Ā of declines. While the Fed doesnāt directly control mortgage rates, its actions often influence them ā especially adjustable-rate mortgages (ARMs) , which tend to react more quickly to rate changes. What
6 days ago


Why You Donāt Need To Be Afraid of Todayās Mortgage Rates
Mortgage rates have been the monster under the bed for a while. Every time they tick up, people flinch and say, āMaybe Iāll wait.ā But hereās the twist. Waiting for that perfect 5-point-something rate could end up haunting your wallet later. The Magic Number According to the National Association of Realtors (NAR): ā. . . a 30-year fixed rate mortgage of 6% would make the median-priced home affordable for about 5.5 million more householdsāincluding 1.6 million renters. If r
Oct 30


The $280 Shift in Affordability Every Homebuyer Should Know
If you paused your plans to move because of high rates or prices, it may finally be time to take a second look at your numbers. Affordability is improving in 39 of the top 50 markets, according to First American. And thatās the 5th straight month where buying a home has started to get a little bit easier. Letās break this down into real dollars, so you can see the difference this could make for you (and your move). Monthly Payments Are Coming Down One of the clearest signs
Oct 17


2026 Housing Market Outlook
After a couple of years where the housing market felt stuck in neutral, 2026 may be the year things shift back into gear. Expert forecasts show more people are expected to move ā and that could open the door for you to do the same. More Homes Will Sell With all of the affordability challenges at play over the past few years, many would-be movers pressed pause. But that pause button isnāt going to last forever. There are always people who need to move. And experts think more
Oct 16


Why Experts Say Mortgage Rates Should Ease Over the Next Year
You want mortgage rates to fall ā and they've started to. But is it going to last? And how low will they go? Experts say thereās room for...
Oct 7


What Buyers Say They Need Most (And How the Marketās Responding)
A recent survey from Bank of America asked would-be homebuyers what would help them feel better about making a move, and itās no...
Oct 2


Why Now May Be a Key 2025 Moment To Sell Your House
Mortgage rates are finally heading in the right direction ā and buyers are starting to jump back in. According to the data, buyer demand...
Sep 18


What a Fed Rate Cut Could Mean for Mortgage Rates
The Federal Reserve (the Fed) meets this week, and expectations are high that theyāll cut the Federal Funds Rate. But does that mean...
Sep 16


How to Get a Better Mortgage Rate in 2025 as the 30-Year Fixed Nears a 1-Year Low
Key Takeaways Mortgage rates just saw their biggest one-day drop in over a year. The average 30-year fixed mortgage rate Ā is now around...
Sep 10


Housing Market Forecasts for the Rest of 2025
If youāve been watching the market, youāve likely noticed a few changes already this year. But whatās next? From home prices to mortgage...
Aug 20


Is It Better To Buy Now or Wait for Lower Mortgage Rates? Hereās the Tradeoff
Mortgage rates are still a hot topic ā and for good reason. After the most recent jobs report came out weaker than expected, the bond...
Aug 15


Why a Newly Built Home Might Be the Move Right Now
Are you looking for better home prices, or even a lower mortgage rate? You might find both in one place: a newly built home. While many...
Jul 18


Mortgage Rates Are Stabilizing ā How That Helps Todayās Buyers
Over the past few years, affordability has been the biggest challenge for homebuyers. Between rapidly rising home prices and higher...
Jul 17


Buying Your First Home? FHA Loans Can Help
If youāre a first-time homebuyer, you might feel like the odds are stacked against you in todayās market. But there are resources and...
Jun 10


Thinking about an Adjustable-Rate Mortgage? Read This First.
If youāve been house hunting lately, youāve probably felt the sting of todayās mortgage rates. And itās because of those rates and rising...
May 23


Why Would I Move with a 3% Mortgage Rate?
If you have a 3% mortgage rate, youāre probably pretty hesitant to let that go. And even if youāve toyed with the idea of moving, this...
May 15


Housing Market Forecasts for the Second Half of the Year
From rising home prices to mortgage rate swings, the housing market has left a lot of people wondering whatās next ā and whether now is...
May 9


What an Economic Slowdown Could Mean for the Housing Market
Talk about the economy is all over the news, and the odds of a recession are rising this year. Thatās leaving a lot of people wondering...
May 1


4 Things To Expect from the Spring Housing Market
Spring is in full swing, and the housing market is picking up along with it. And if youāve been wondering whether now is the right time...
Mar 24


Mortgage Rates Hit Lowest Point So Far This Year
If youāve been holding off on buying a home because of high mortgage rates, you might want to take another look at the market. Thatās...
Mar 12
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