Whether it’s at a family gathering, your office holiday party, or while catching up with friends, there’s one topic that always  comes up this time of year — the housing market. If you’re in the Bay Area, that conversation usually sounds something like this: “Are there even any homes for sale right now?” “Can anyone actually afford to buy?” “Should I just wait until prices drop?” Let’s break down the three most common questions people are asking this season — and what the lat

Looking to find the best deal on a home in the Bay Area? Here’s the key: focus on homes that have been sitting on the market for a while. Homes that linger often come with motivated sellers who are more willing to negotiate—and that’s where savvy buyers are finding opportunities others overlook. Why This Works: Price Cuts Are Becoming More Common According to Realtor.com , about 1 in 5 homes nationwide (20.2%) have had at least one price drop this year . While the housing ma

As we wrap up the year, many Bay Area residents are reflecting on one of the biggest decisions they made — buying a home . And while 2025 has had its fair share of uncertainty in the economy and real estate market, those who took the leap are finding plenty to be thankful for. If you’ve been on the fence about whether it makes sense to buy right now, here’s what many recent homebuyers would tell you: Even in a changing market, taking the step toward homeownership is worth it.

I recently helped a long-time client close on a stunning 5,000 sq. ft. home on a flat 1-acre lot in Los Altos Hills  — a major upgrade at an excellent price. It was another transaction shaped by thoughtful planning, smart market timing, and a clear understanding of what truly matters for a growing family. From structuring the timeline → home search → offer strategy → pre-move renovations, my team and I managed every step so the clients could simply enjoy the excitement of the

After years of high mortgage rates and hesitant buyers, the housing market is finally showing signs of life. Sellers are returning. Buyers are re-engaging. And for the first time in a long while, there’s real movement again. It’s not a sudden boom — but it is  a steady shift. One that’s laying the foundation for a stronger, more balanced housing market in 2026. So, what’s behind the comeback? Let’s look at three key trends shaping the housing market right now. 1. Mortgage Rat

California has just passed a few new ADU-related bills — AB 462, AB 1154, SB 543  — which, together with the already-effective SB 9 , make up California’s newest push to expand housing and simplify ADU development. In short: building an ADU or JADU is becoming easier, faster, and more predictable — and cities have less power to create extra hurdles. Here’s what each law does, and what it means for Bay Area buyers, sellers, and investors. ▍ AB 462: A Green Light for Coastal &

Are You Stuck in the 'Wait and See' Trap? Many prospective buyers are currently holding their breath, waiting for mortgage rates  to dip just below 6%. The logic is simple: who wouldn't want a better rate? While seeking optimal home affordability  is smart, this "wait and see" approach is often based on a misunderstanding of the current housing market  dynamics. That small rate drop you’re hoping for might not save you as much as you think—and waiting for it could cost you fa

There was a time when buying property in the Bay Area felt like a sure bet — “close your eyes and you’ll still make money.” But that era has shifted. Today, we’re seeing a sharp divide in the Bay Area real estate market : 🏡 Luxury homes over $5M  in Los Altos and Palo Alto are still drawing multiple offers, while entry-level townhomes under $2M  are quietly turning from “for sale” to “for rent.” This growing gap signals that the Bay Area housing market has entered a new, mor

If it feels like you’re seeing new construction signs everywhere in California, you’re not imagining it. Builders have been active — and that’s left many homeowners asking: “Are we heading for another housing bubble like 2008?” The short answer: No.  While it’s true that homebuilding activity has picked up in recent years, the numbers show something very different from what happened before the last crash. (Related read: Housing Market Predictions for 2025: When Will Prices Dr

If you’ve served in the U.S. military—or if your spouse has—you have access to one of the most powerful homebuying benefits available: the VA home loan . This unique program gives qualified Veterans and active-duty service members the opportunity to buy a home with no down payment , no private mortgage insurance (PMI), and often better loan terms than traditional mortgages. But here’s the surprising part: Nearly 70% of Veterans don’t even know they qualify for this benefit ,

After a hot few years, the 2025 housing market  is showing signs of cooling. Slower price growth, rising inventory in key regions, and slightly lower mortgage rates are giving buyers some breathing room. But experts say major price drops may still be out of reach—at least for now. Fed Rate Cuts and Mortgage Relief In October 2025, the Federal Reserve  made its second rate cut of the year , lowering the federal funds rate to 3.75%–4.00% . While mortgage rates have dipped to th

The U.S. housing market is still feeling the chill, with the number of homes changing hands dropping to the lowest level in three decades , according to a new Redfin report. Only 28 out of every 1,000 homes  were sold in the first nine months of the year — a clear sign that both buyers and sellers are holding back . Why It’s Happening Rate lock effect:  Many homeowners are keeping their low-rate mortgages (below 5%) and don’t want to sell and buy again at today’s higher rates

The Federal Reserve’s recent decision to cut interest rates by a quarter point  is offering a glimmer of relief for the housing market. Mortgage rates have dropped again — averaging 6.17% for the week ending Oct. 30 , according to Freddie Mac. That’s the fourth straight week  of declines. While the Fed doesn’t directly control mortgage rates, its actions often influence them — especially adjustable-rate mortgages (ARMs) , which tend to react more quickly to rate changes. What

Consumer confidence stayed mostly steady this month, showing that most Americans feel the economy hasn’t changed much recently. While younger consumers are feeling slightly more optimistic, middle-aged and older consumers remain cautious—mainly because of ongoing concerns about inflation and high prices. According to the latest survey from the University of Michigan , year-ahead inflation expectations dipped slightly from 4.7% to 4.6% , while long-term inflation expectations

Mortgage rates have been the monster under the bed for a while. Every time they tick up, people flinch and say, “Maybe I’ll wait.” But here’s the twist. Waiting for that perfect 5-point-something rate could end up haunting your wallet later. The Magic Number According to the National Association of Realtors (NAR): “. . . a 30-year fixed rate mortgage of 6% would make the median-priced home affordable for about 5.5 million more households—including 1.6 million renters. If r

The housing market is finally cooling after years of wild swings. According to the latest S&P CoreLogic Case-Shiller Index , home prices across the U.S. grew just 1.5% year-over-year in August  — the slowest pace since 2023. And in 9 of the 20 biggest metro areas, prices are actually down. Where Prices Are Falling Most of the soft spots are in the South and West , including several big California metros — San Francisco, San Diego, Los Angeles, and even Seattle . These markets

Affordability is still a big challenge in today’s housing market — and builders are responding. According to the latest National Association of Home Builders/Wells Fargo Housing Market Index , 38% of builders cut home prices in October , with an average price drop of 6% . That’s helping to close the gap between new and existing homes . Median new-home price:  $413,500 Median existing-home price:  $422,600 (as of August) This is unusual — new homes typically cost more , but to

If you’ve seen headlines or social posts calling for a housing crash, it’s easy to wonder if home values are about to take a hit. But here’s the simple truth. The data doesn’t point to a crash. It points to slow, continued growth . And sure, it’s going to vary by local area. Some markets will see prices rise more than others. And some may even see small, short-term declines. But the big picture is: home prices are expected to rise nationally, not fall, over the next 5 years.

If you paused your plans to move because of high rates or prices, it may finally be time to take a second look at your numbers. Affordability is improving in 39 of the top 50 markets, according to First American. And that’s the 5th straight month where buying a home has started to get a little bit easier. Let’s break this down into real dollars, so you can see the difference this could make for you (and your move). Monthly Payments Are Coming Down One of the clearest signs

After a couple of years where the housing market felt stuck in neutral, 2026 may be the year things shift back into gear. Expert forecasts show more people are expected to move – and that could open the door for you to do the same. More Homes Will Sell With all of the affordability challenges at play over the past few years, many would-be movers pressed pause. But that pause button isn’t going to last forever. There are always people who need to move. And experts think more