Mortgage rates have held surprisingly steady following the Federal Reserve’s December meeting — even after a much-anticipated 25 basis point rate cut . If you were hoping this would mean instantly lower home loan rates, the reality is a bit more nuanced. Why Mortgage Rates Didn’t Drop (Yet) While the Fed’s rate decisions influence the broader economy, mortgage rates are more closely tied to the 10-year Treasury yield , not the Fed’s short-term rate directly. After the Fed mee

As we move into the final stretch of 2025, the Bay Area real estate market continues to show balance — cooler than last year’s frenzy, yet still active and competitive. While 2024 was an exceptionally heated year, this fall’s trends reveal a more sustainable pace. Buyer activity, pricing, and inventory have all settled into a steady rhythm — but the luxury segment across the East Bay, South Bay, and Peninsula has noticeably heated up. In fact, luxury home sales have reached t

After years of high mortgage rates and hesitant buyers, the housing market is finally showing signs of life. Sellers are returning. Buyers are re-engaging. And for the first time in a long while, there’s real movement again. It’s not a sudden boom — but it is  a steady shift. One that’s laying the foundation for a stronger, more balanced housing market in 2026. So, what’s behind the comeback? Let’s look at three key trends shaping the housing market right now. 1. Mortgage Rat

There was a time when buying property in the Bay Area felt like a sure bet — “close your eyes and you’ll still make money.” But that era has shifted. Today, we’re seeing a sharp divide in the Bay Area real estate market : 🏡 Luxury homes over $5M  in Los Altos and Palo Alto are still drawing multiple offers, while entry-level townhomes under $2M  are quietly turning from “for sale” to “for rent.” This growing gap signals that the Bay Area housing market has entered a new, mor

The Federal Reserve’s recent decision to cut interest rates by a quarter point  is offering a glimmer of relief for the housing market. Mortgage rates have dropped again — averaging 6.17% for the week ending Oct. 30 , according to Freddie Mac. That’s the fourth straight week  of declines. While the Fed doesn’t directly control mortgage rates, its actions often influence them — especially adjustable-rate mortgages (ARMs) , which tend to react more quickly to rate changes. What

Consumer confidence stayed mostly steady this month, showing that most Americans feel the economy hasn’t changed much recently. While younger consumers are feeling slightly more optimistic, middle-aged and older consumers remain cautious—mainly because of ongoing concerns about inflation and high prices. According to the latest survey from the University of Michigan , year-ahead inflation expectations dipped slightly from 4.7% to 4.6% , while long-term inflation expectations

The housing market is finally cooling after years of wild swings. According to the latest S&P CoreLogic Case-Shiller Index , home prices across the U.S. grew just 1.5% year-over-year in August  — the slowest pace since 2023. And in 9 of the 20 biggest metro areas, prices are actually down. Where Prices Are Falling Most of the soft spots are in the South and West , including several big California metros — San Francisco, San Diego, Los Angeles, and even Seattle . These markets

This fall, the Bay Area housing market paints a fascinating picture of divergence across regions and price points  — driven largely by how each area is influenced by the ongoing AI boom  and shifting buyer priorities. 🔹 Santa Clara County: The Tech Core Leads the Charge The South Bay  continues to shine as the most active core market this season. Median single-family price:  $2.0M ( +3.6% YoY ) Sales:  Up 13.8% Median days on market:  Just 10 days Cities such as Palo Alto (

Determine if a mortgage assumption is a viable option for selling your home. If your home has been sitting on the market with little...

Welcome to our Real Estate Market Newsletter! In March 2024, the real estate market experienced significant activity, with notable...